Baby Phat has positioned itself in the world of fashion as a premiere brand. Now your fashion sense can be reflected in your card as well. The Baby Phat RushCard says that you are just as savvy about money as you are about clothes. It gives you all the flexibility that “plastic” offers, without exposing you to a credit card’s high interest rates and the danger of falling into debt.
The card requires payments in advance, which are then used to offset future purchases made with the card. Money can be loaded by direct deposit, in-person cash deposit, and PayPal.
Other benefits include online money tools, RushPath to Credit to help build your credit history, Rush Text Alerts, Card to Card Transfers and Prescription discounts
A refer-a-friend program is available where you receive $5 for every referred applicant who becomes an active RushCard™ member.